Savings rate January 2019
In 2019, Oscar and I will try to keep the expenses up to date on a monthly basis. The statement will [...]
Spending analysis and savings rate in 2018 – a review
For 2018, Oscar and I were able to save 56% of the annual net income after taxes and health insurance – [...]
Investment and Recession
This post brings more meat to the bones. However, the first step is still saving, optimizing spending and not getting into [...]
Compound Interest
The 8th world wonder and the habit of saving make us soon "rich in time". Oscar and I show how saving [...]
Spending Analysis – Q1 to Q3
After 3 quarters in 2018 (means the monthly average from January to and including September) I look at my expenses again [...]
Savings objectives
Oscar and me, we are building three money pools. One pool "Life", one pool "Buffer" and one pool "Work". We will [...]
Spending Analysis
My spendings from January to July 2018 will be analyzed. The aim here is to derive the savings rate and to [...]
Objectives
Oscar and I decided to set our objectives with the in project management well-known SMART method. According to the SMART method, [...]
Savings rate and income breakdown
To be able to compare and interpret the savings rate, it is important to define what income we are talking about - [...]
Meet Oscar
That's Oscar. The brain behind "the oscar principle". Oscar's got the hang of it. Oscar's rich. Rich in time. He does [...]